\begin{table}[htbp]\centering
\def\sym#1{\ifmmode^{#1}\else\(^{#1}\)\fi}
\caption{Effect of Securing a Loan with Digital Collateral on Loan Repayment and Loan Completion, by WTP Level\label{LASMH\_repay\_wtpinteract\_LATE}}
\begin{tabular}{l*{3}{c}}
\toprule
                    &\multicolumn{1}{c}{(1)}&\multicolumn{1}{c}{(2)}&\multicolumn{1}{c}{(3)}\\
                    &\multicolumn{1}{c}{Secured}&\multicolumn{1}{c}{Selection}&\multicolumn{1}{c}{Moral Hazard}\\
\midrule
Treatment           &        0.09         &        0.02         &        0.07         \\
                    &      (0.07)         &      (0.06)         &      (0.07)         \\\addlinespace
Treatment $\times$ Median WTP or above&        0.10         &        0.07         &        0.03         \\
                    &      (0.09)         &      (0.07)         &      (0.09)         \\\addlinespace
Median WTP or above &       -0.00         &        0.00         &        0.07         \\
                    &      (0.05)         &      (0.05)         &      (0.05)         \\\addlinespace
Constant            &        0.58\sym{***}&        0.58\sym{***}&        0.60\sym{***}\\
                    &      (0.04)         &      (0.04)         &      (0.04)         \\\addlinespace
\midrule
N                   &         505         &         638         &         469         \\
\bottomrule
\end{tabular}
\end{table}
